Universal Life Insurance

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Index universal life insurance (IUL) offers flexible lifelong coverage with the opportunity to grow cash value tied to market indexes; without being directly invested in the stock market. You control premium payments, and death benefit options, while the policy builds potential cash value you can access for future needs like retirement, education, or investments. This is a very popular option for real estate investors, small business owners, high-income professionals such as doctors and attorneys, and parents planning generational wealth.